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Here's a concise overview of key verification approaches :
- Address Verification System (AVS): Confirms the registered address on the card against what’s on record with the banking institution.
- Card Verification Value (CVV): Asks for the three- or four-digit digit located on the reverse of the credit for confirmation .
- 3D Secure: Incorporates an additional layer of validation involving the user's bank to authorize the purchase.
- Device Fingerprinting: Identifies the gadget used to make the payment to spot potential deception .
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